Payment Mode

We have 8 payment methods in our online store

Credit card

Because credit cards are easy to use and often secure, they are very popular for online purchases. Shoppers just need to fill in the card details at checkout to finish purchasing the products. CVV, short for Card Verification Value, is one of the most important pieces of information to secure. By comparing cardholders’ information and the CVV numbers, businesses can detect any fraud. Besides being simple, shoppers use a credit card to use extra features, such as discounts and reward programs. The most international credit cards are

American Express, Visa, and MasterCard.

Debit Card

Debit cards are immensely popular globally and are second only to credit cards as the preferred online payment method. They offer a similar purchasing process but with a key difference: debit card users can spend only what is available in their linked bank account.

Electronic Wallet

An e-wallet is an electronic card used to make online transactions via mobile devices and computers. It's the same with a credit or debit card. Individuals' bank accounts will be linked to e-wallets to help users make the purchase. Using an e-wallet, users can receive and transfer money, pay bills and use services that integrate with the e-wallet

Mobile Banking

Mobile banking is the best e-commerce payment method for any online store due to its convenience and popularity. People use mobile phone more than any other device to shop online. Therefore, it is easier for customers to pay via mobile payment apps when shopping rather than by physical card.

Buy Now, Pay Later (BNPL)

Buy Now, Pay Later (BNPL) systems offer customers the flexibility to make purchases immediately and pay for them over time, often without interest. These short-term loans at the point of purchase allow consumers to defer payment, similar to credit cards, but without the need for one.

Cash on Delivery (COD)

While digital payments dominate the online realm, Cash on Delivery (COD) still holds significance. This method allows eCommerce shoppers to pay with physical cash upon receiving their items, catering to those who prefer not to use cards or other digital payment methods.

However, COD can carry certain risks, such as delayed invoices from providers and potential discrepancies in billing. Despite these concerns, COD remains a convenient option for many, bridging the gap between traditional and digital commerce.

PayPal

PayPal, established in 1998 as an integral part of eBay, has grown into a prominent and recognizable name in the world of online payments. It has since become an independent entity, boasting an extensive network of subsidiaries and tailored services. This pioneering payment processor holds the distinction of being one of the earliest and most widely adopted solutions for eCommerce businesses globally. Regardless of their size or type, countless online merchants trust PayPal as their preferred payment platform.

Google Pay

Google Pay is a widely recognized and convenient payment gateway provider in the world of eCommerce. Developed by Google, this platform offers a seamless and secure way for users to make online payments and transactions.

One of the primary advantages of Google Pay is its integration with Google’s ecosystem, which includes services like Gmail and Google Drive. This tight integration allows users to store payment information securely and easily make payments within various Google apps and websites, streamlining the checkout process.

Google Pay supports multiple payment methods, including credit and debit cards, as well as digital wallets like PayPal. Users can link their payment methods to their Google Pay account, making it a one-stop solution for managing their online payments. Security is a top priority for Google Pay. It employs advanced encryption techniques and tokenization to protect users’ financial information during transactions, reducing the risk of data breaches.

Apple Pay

Apple Pay is a prominent and user-friendly payment gateway provider in the world of eCommerce. Developed by Apple Inc., this payment solution is designed to offer a secure and convenient way for users to make online and in-person payments using their Apple devices.

One of the standout features of Apple Pay is its seamless integration with Apple’s ecosystem of devices, including iPhones, iPads, Apple Watches, and Mac computers. Users can add their credit and debit cards to the Apple Wallet app, allowing them to make quick and contactless payments at participating online stores, apps, and physical retail locations.

Apple Pay supports a variety of payment methods, making it versatile for consumers. It allows users to link their credit and debit cards, as well as use Apple Cash for peer-to-peer payments. Additionally, Apple Pay can be used for online purchases, in-app transactions, and even transit payments in select cities.

For businesses, integrating Apple Pay into their eCommerce platforms can enhance the shopping experience for customers. It simplifies the checkout process, making it faster and more secure, which can help reduce cart abandonment rates and increase conversions.

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